• Index ETF vs Stock-Picking: Which Is Right for You?

    A lot of people agonize over this choice. My conclusion: for most non-professional investors, broad ETF investing outperforms active stock selection over the long run. Lower fees, better diversification, no ongoing monitoring required. Active stock-picking has a higher ceiling but demands significant research time and carries genuine luck dependency. If you don't have the bandwidth to follow markets daily, ETF investing isn't settling โ€” it's optimal.

  • A lot of people agonize over this choice. My conclusion: for most non-professional investors, broad ETF investing outperforms active stock selection over the long run. Lower fees, better diversification, no ongoing monitoring required. Active stock-picking has a higher ceiling but demands significant research time and carries genuine luck dependency. If you don't have the bandwidth to follow markets daily, ETF investing isn't settling โ€” it's optimal.

  • Taiwan's hidden travel spots are incredible โ€” none of these are on my list yet.

  • Diet and exercise working together is always the best approach.