Protocol APY of 40%+ sounds great. What it usually means: the yield is paid in the protocol's own token, which depreciates faster than the yield pays out. The actual USD-denominated return is often negative. Real DeFi yield comes from protocol fees paid in established assets — usually 3-8% on blue-chip pools.

]]>https://spveforpit.com/topic/686/why-defi-yield-chasing-is-where-most-retail-money-gets-destroyedRSS for NodeSun, 26 Apr 2026 13:23:21 GMTFri, 24 Apr 2026 21:06:16 GMT60Protocol APY of 40%+ sounds great. What it usually means: the yield is paid in the protocol's own token, which depreciates faster than the yield pays out. The actual USD-denominated return is often negative. Real DeFi yield comes from protocol fees paid in established assets — usually 3-8% on blue-chip pools.

]]>https://spveforpit.com/post/1565https://spveforpit.com/post/1565Fri, 24 Apr 2026 21:06:16 GMT