<![CDATA[Fee comparison: 0.03% vs 0.20% expense ratio over 30 years — the actual number]]>On $100,000 initial investment, 7% annual return, 30 years: 0.03% expense ratio = $729,000 final value. 0.20% expense ratio = $680,000 final value. The difference: $49,000. Some people call this small. I call it one year of retirement income. Choose the cheapest fund tracking the same index.

]]>https://spveforpit.com/topic/682/fee-comparison-003-vs-020-expense-ratio-over-30-years-the-actual-numberRSS for NodeSun, 26 Apr 2026 13:22:19 GMTThu, 23 Apr 2026 23:20:03 GMT60<![CDATA[Reply to Fee comparison: 0.03% vs 0.20% expense ratio over 30 years — the actual number on Thu, 23 Apr 2026 23:20:03 GMT]]>On $100,000 initial investment, 7% annual return, 30 years: 0.03% expense ratio = $729,000 final value. 0.20% expense ratio = $680,000 final value. The difference: $49,000. Some people call this small. I call it one year of retirement income. Choose the cheapest fund tracking the same index.

]]>https://spveforpit.com/post/1561https://spveforpit.com/post/1561Thu, 23 Apr 2026 23:20:03 GMT