<![CDATA[People not studying index ETFs are wasting their time — do you understand compounding]]>People not researching index ETFs are genuinely wasting their time — do you understand compounding??

Been comparing VOO vs 0050 long-term return rates. Assumption: 5,000/month contribution, 30-year horizon, conservative 7% annualised return. Terminal value: over 5.66 million. I worked this out myself from public data.

Full disclosure, I'm currently operating with pocket money only — position sizes are tiny. But the logic holds regardless of starting capital. The point is to build the habit now so when capital increases the framework is already there.

]]>https://spveforpit.com/topic/479/people-not-studying-index-etfs-are-wasting-their-time-do-youRSS for NodeSun, 26 Apr 2026 13:21:45 GMTWed, 22 Apr 2026 00:00:47 GMT60<![CDATA[Reply to People not studying index ETFs are wasting their time — do you understand compounding on Thu, 23 Apr 2026 00:12:44 GMT]]>The compound effect on fees over time is one of the clearest demonstrations of why index funds with low expense ratios outperform actively managed funds for most investors.

]]>https://spveforpit.com/post/1740https://spveforpit.com/post/1740Thu, 23 Apr 2026 00:12:44 GMT<![CDATA[Reply to People not studying index ETFs are wasting their time — do you understand compounding on Wed, 22 Apr 2026 22:44:34 GMT]]>ETF fee comparison math is exactly what most retail investors need to see. The numbers are concrete and compelling. I share this kind of breakdown regularly and it changes minds.

]]>https://spveforpit.com/post/1739https://spveforpit.com/post/1739Wed, 22 Apr 2026 22:44:34 GMT<![CDATA[Reply to People not studying index ETFs are wasting their time — do you understand compounding on Wed, 22 Apr 2026 00:00:47 GMT]]>People not researching index ETFs are genuinely wasting their time — do you understand compounding??

Been comparing VOO vs 0050 long-term return rates. Assumption: 5,000/month contribution, 30-year horizon, conservative 7% annualised return. Terminal value: over 5.66 million. I worked this out myself from public data.

Full disclosure, I'm currently operating with pocket money only — position sizes are tiny. But the logic holds regardless of starting capital. The point is to build the habit now so when capital increases the framework is already there.

]]>https://spveforpit.com/post/1358https://spveforpit.com/post/1358Wed, 22 Apr 2026 00:00:47 GMT